Heartland Financial Group wants to take YOU AND A GUEST on the cruise of a lifetime. 

January 1, 2025 -  March 31, 2026

July 16 - July 23, 2026

ANNUITY | Issued- Paid: 0.10 Point per $1
SPIA/MYGA | Issued- Paid: 0.05 Point per $1 

LIFE | Issued- Paid: 1 Point per $1 

SINGLE PREMIUM | Issued- Paid: 0.10 Point per $1

HIP/CHAS | Issues- Paid: 1.5 Points per $1

MED SUPP | Issued- Paid: 1 Point per $1

IUL | Target Premium: 0.5 Point per $1 

Earn 10% for every 5 issues LIFE/MED SUPP/ANCILLARY, Plus 1 Issued- Paid ANNUITY. 

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